FinTech : finance, technology, and regulation /

"In this comprehensive, accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an ideal reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of FinTech. They consider FinTech technologies including a...

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Bibliographic Details
Main Authors: Buckley, Ross P. (Author)
Group Author: Arner, Douglas W.; Zetzsche, Dirk
Published: Cambridge University Press,
Publisher Address: Cambridge, United Kingdom :
Publication Dates: 2024.
Literature type: Book
Language: English
Subjects:
Summary: "In this comprehensive, accessible work, Ross P. Buckley, Douglas W. Arner, and Dirk A. Zetzsche offer an ideal reference for anyone seeking to understand the technological transformation of finance and the role of regulation: the world of FinTech. They consider FinTech technologies including artificial intelligence, blockchain, BigData, cloud computing, cryptocurrencies, central bank digital currencies, and distributed ledger technology, and provide a unique perspective on FinTech as an interactive system involving finance, technology, law, and regulation. Starting with an evolutionary perspective, the authors then consider the major technologies transforming finance, arguing for approaches to balance the risks and challenges of innovation. They address the central role of infrastructure in digital financial transformation, highlighting lessons from China, India, and the EU, as well as the impact of pandemics and other sustainability crises, while considering the risks generated by FinTech. They conclude by offering forward-looking regulatory strategies to address the challenges our world faces today"--
Carrier Form: xx, 330 pages : illustrations ; 23 cm
Bibliography: Includes bibliographical references and index.
ISBN: 9781009078214
1009078216
9781316514405
1316514404
Index Number: K1066
CLC: D912.28
Call Number: D912.28/B924
Contents: Introduction --
Evolution of FinTech --
Smart regulation --
RegTech and the reconceptualisation of financial regulation --
COVID-19, digital finance, and existential sustainability crises --
Drivers of change : efficiency, financial inclusion, and sustainability --
Regulating artificial intelligence in finance --
Distributed ledger technology, blockchain, and finance --
Decentralised finance and embedded regulation --
Data regulation and financial regulation --
Enabling a balanced proportional approach to innovation : regulatory sandboxes, innovation hubs, and beyond --
Building the infrastructure for digital financial transformation --
Digital identity --
Electronic payments, stablecoins, and Central Bank digital currencies --
Digital financial transformation : lessons from the EU --
Of TechFins, digital financial platforms, BigTechs, and FinTech 4.0 --
The new systemic risks : cybersecurity and data risks --
The new SIFIs : FinTech, TechFin, scale, and connectivity --
The challenge of scale : addressing concentration and dominance in digital finance --
Building better financial systems.